CPOECU can help when "life happens"

Our Loans are an excellent solution for your borrowing needs. We offer competitive rates and the convenience of automatic payments through your payroll. Apply anytime- day or night - using our online application service. Get a quick decision on your application and have the money you need for that unexpected expense, family vacation or special gift.

Unsecured Signature

Get the money your need with repayment options that fit your budget. Unsecured loans provide credit for members wanting to borrow money for any productive purpose, including:

  • Home repairs
  • Vacations
  • Debt consolidation
  • Funeral expenses
  • Moving expenses
  • College costs
  • …and much more!


  • Affordable terms up to 72 months*
  • Loan limits: Minimum of $500 and a maximum of $24,000.
  • Fixed payments to fit your budget
  • Rates as low as 10.90 APR*

*Loans under $10,000 have a maximum term of 60 months.

Priority "5K Loan"

CPOECU now offers a "5K LOAN" - a short-term, fixed rate borrowing option that may be just what you need to get over a financial hump. Get up to $5000 cash to use for household or car repairs, vacations, or any unexpected expense that arises.

Savings Secured Loan

Are you a first-time borrower? Are you looking to establish or re-establish your credit? A fully secured loan may be just the right option for you.

Borrow against your CPOECU Savings Account or Certificate Savings Account while continuing to earn dividends on your funds.

A Savings Secured Loan offers:

  • Flexible loan terms up to 72 months
  • A minimum loan amount of $500 and a maximum of $98,000
  • Fixed APR* as low as 3.00% above savings or certificate rate
  • An affordable way to build or rebuild your credit

Make Your Tax Refund Work for You!

Looking to build or re-build your credit this year? Use your tax refund to start a Savings Secured Loan with CPOECU.

Borrow funds against your Savings Account or Certificate Savings Account – while keeping your savings intact. Receive a low interest rate and affordable payment, and continue to earn interest on your savings..

A Savings Secured Loan is an easy way to help you:

  • Build credit. Your on-time, monthly payments get reported to TransUnion, which increases your credit score.
  • Protect your savings. A Savings Secured loan gives you the flexibility to save AND spend at the same time. Maintain dollars in your savings account while borrowing the funds you need at a low rate.

Stay covered with Consumer Protection Insurance (CPI)
Chicago Post Office Employees Credit Union

Routing Number: 271078175

American Share Insurance. Your savings insured to $250,000 per account. By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.

Main Branch:

10027 S. Western Avenue
Chicago, IL 60643
Phone: 773-881-2500
Fax: 773-238-8791

Downtown Branch:

433 W. Harrison 2nd Floor
Chicago, IL 60607
Phone: 312-431-8945
Fax: 312-431-8946

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