Credit Builder Loan

Whether you’re just starting out or looking to rebuild an existing credit score, our Credit Builder Loan was designed to help you do just that.

Here’s how it works:

  • Borrow up to $2500 for a 12 month term. $1000 is given to you as a secured Visa credit card and $1500 is secured in an interest-earning savings account.*
  • Get a coaching session from a certified Financial Planner who will set you on the path to success.
  • On-time payments are reported to the credit bureau, improving your credit rating along the way.
  • After 1 year of on-time payments, the $1500 in secured funds is yours to spend.
  • Watch your credit score improve and open the door to more financial options!
Contact a Loan Officer for more details and to apply!

*Must be a member in good standing

*Must not be in bankruptcy proceedings or BK must have been discharged for at least 12 months

Chicago Post Office Employees Credit Union
Routing Number: 271078175
American Share Insurance. Your savings insured to $250,000 per account. By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.

Main Branch:

10027 S. Western Avenue
Chicago, IL 60643
Phone: 773-881-2500
Fax: 773-238-8791

Downtown Branch:

433 W. Harrison 2nd Floor
Chicago, IL 60607
Phone: 312-431-8945
Fax: 312-431-8946

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